Australian ATM Debit Card
The Australian ATM Debit Card is powered by first class bank and it is specially suitable for Australian, but also for international businessmen.
We can help clients which order this card to get the Australian Paypal account as well, by helping them to get the address and phone number in Australia. Please contact us for such special service. You do not need to live in Australia to have this ATM debit card.
This card can accept withdrawal from Australian Paypal account.
Contents:
- Features of Australian ATM Debit Card
- Funding options for Australian ATM Debit Card
- Australian ATM Debit Card uses
- Who can use the Australian ATM Debit Card
- Frequently Asked Questions on Australian ATM Debit Card
- Schedule of Fees
Features of Australian ATM Debit Card
- Issued by first class Australian bank
- No approval process, credit checks or employment verification
- Instant access to cash at any ATM machine worldwide
- Make purchases on POS terminals worldwide
- Online access to check balance and statements
- Online card to card transfers
- No loading limits
- Instant transfer from card to bank account possible
- High daily cash access limits
- Low loading and transaction fees
- 24/7 hours free online balance check
- Same day shipping, courier shipping possible
Funding options for Australian ATM Debit Card
The Australian ATM Debit Card is in AUD currency. It is better for client to send AUD to the card account. If you send foreign currency, the foreign currency exchange fees may apply.
- Internet Banking
- BPay
- Post office deposit
- Check or money order
- International wire transfer
Australian ATM Debit Card uses
Use the card for any possible transactions:
- Gift card
- Travel card
- Family card
- Retail card
- Merchant card
- Agent payment card
- Employee wages card
- E-currency card
- E-commerce card
- Point of Sales purchase card
Who can use the Australian ATM Debit Card
A person who doesn’t want or doesn’t qualify for a bank account;
people who don’t like to carry much cash;
people who travel and want to have a safe way to carry the money and instant access to cash overseas;
employers, who want to create a payroll system and pay their employees straight to card from a company bank account;
merchants who sell goods on the Internet and want a safe and convenient way to receive payments;
people who would like instant and low cost money transfers;
companies that pay regular commissions to their agents or counterparts.
Frequently Asked Questions on Australian ATM Debit Card
FAQ
- Where can I withdraw money?
- What Account Type should I choose to withdraw money?
- What can I use this card for?
- Is there an application/approval process I need to go through in order to obtain the card?
- How can I get a printed record?
- Are there any charges for using Online services?
- When can I use the online services?
- Do I need to pre-register to use online services?
- What should I do if I think somebody is accessing my accounts without my permission?
- What if I forget my PIN?
- How long will it take for card to card transfers to become effective?
- Do I need to be identified?
- Are there any limits of how much I can load or keep on the card?
- Can the card be purchased by paying directly into your bank account?
- Which financial organisation holds the funds?
- I presume others can deposit monies on this card.
- Will I be able to deposit an overseas check to fund my card?
- What would be the max number of cards one can order?
- Is it also possible for me to transfer funds from the Debit card to my bank account?
- Can I fund my card by e-gold, e-bullion, pecunix or other e-currency?
- Is there a requirement to have minimum balance in the card?
- If I am checking my balance or doing a transaction in a foreign country, can I select a different currency other than AUD?
- Can I withdraw more than what I have in the card?
- There is no space to write the card number on the S21 form.
- Can one person have several cards?
- Is my name going to be printed on the card?
- Is this card a credit card?
- What is the S21 form?
- Do I need to fill out the S21 form?
- How do I activate/register my card?
- How do I check my balance online or login to my account?
- Can I change my pin?
- How do I change my passcode?
- What should I do if I have forgotten my passcode?
- What is the S21 form (Reference by an Acceptable Referee)?
- I have lost my PIN/Card, what can I do?
- Which account should I choose when at the ATM or using EFTPOS?
- How can I load my card with money?
- What is my card number, customer number, passcode and PIN?
- Can I use the online service when I am away from home?
- I get an error message when trying to access my card account online. What should I do?
- Is it possible to transfer funds from my PayPal account to the card?
Frequently Asked Questions and Answers
Where can I withdraw money?
At any ATM worldwide that bears the Cirrus/MasterCard logo.
What Account Type should I choose to withdraw money?
You can choose Cheque or Savings Account at the ATM when withdrawing money from your card.
What can I use this card for?
It could be used as a travel card, gift card, payroll card, student card. Companies can distribute these cards to its employees/affiliates and pay regular wages/commissions. The card can be given to family members as a gift. Users of the cards can withdraw cash at ATMs anywhere in the world or make purchases at shops, restaurants, supermarkets, and other places where credit or debit cards are accepted.
Is there an application/approval process I need to go through in order to obtain the card?
No. Just order the card on our site.
How can I get a printed record?
You can obtain a printed record by clicking on 'Transactions' at the top of the screen. A second browser screen will pop up, displaying the information which may be printed using your browser's print command.
Are there any charges for using Online services?
No, it's free! There are no charges for this online service, however there may be charges for transactions made online.
When can I use the online services?
You may use the online service 24 hours a day, 7 days a week.
Do I need to pre-register to use online services?
No. No registration for online service is required.
What should I do if I think somebody is accessing my accounts without my permission?
Please contact us immediately if you suspect your account details are being accessed without your authority.
What if I forget my PIN?
Please contact us, and we will send you a new card and PIN for a small charge.
How long will it take for card to card transfers to become effective?
Within 15 seconds.
Do I need to be identified?
The Australian Financial Transactions Reports Act (FTRA) requires all financial institutions to verify the identity of their customers. As our customer, we must ask you to provide documentation to comply with this Government legislation to ensure your continued access to your account. Failure to comply with this legislation may result in your account being blocked.
Are there any limits of how much I can load or keep on the card?
No. But to be able to deposit more then $1000 you need to identify yourself. Once you do that, there are no limits of how much you can load or keep on the card.
Can the card be purchased by paying directly into your bank account?
Yes, please go to Order Card page and choose the payment option to pay to our bank account.
Which financial organisation holds the funds?
The funds are held by one of the top banks in Australia which also facilitates the processing of the transfers and withdrawals. The cards are issued by EMerchants Holdings Pty Ltd ACN 103.954.516 AFSL No. 259689
I presume others can deposit monies on this card.
Yes, via bank wire transfer, Bpay or transfer from another card.
Will I be able to deposit an overseas check to fund my card?
Yes, however overseas check may take a long time (about 6 weeks) to clear.
What would be the max number of cards one can order?
There is no specific limit of how many cards one person can order. You can order a few cards to give them to your family members or friends.
Is it also possible for me to transfer funds from the Debit card to my bank account?
Yes, it is. You can transfer funds to any bank account in Australia from your debit card.
Can I fund my card by e-gold, e-bullion, pecunix or other e-currency?
Currently we do not accept any e-currencies. However, since the card can be funded by bank transfers, we reccomend that you use independent exchange providers who deal with electronic currencies. You can sell them your e-currency and ask them to wire funds to us with reference to your card. We will fund the card as soon as the payment arrives.
Is there a requirement to have minimum balance in the card?
No minimum balance requirement, however, there is a small fee if the card is inactive for over 180 days period.
If I am checking my balance or doing a transaction in a foreign country, can I select a different currency other than AUD?
You can use the ATMs and make purchases in any country as long as ATMs accept Cirrus type cards. You can make withdrawals in local currencies. The bank will automatically convert funds from AUD into the currency you want to withdraw.
Can I withdraw more than what I have in the card?
No. It is a debit card, which means that you can use only as much money as you have available on the card.
There is no space to write the card number on the S21 form.
Please write it in any free space.
Can one person have several cards?
Yes.
Is my name going to be printed on the card?
No. Only our company name and the card number appear on the card. Thus the card could be a perfect gift to a friend or family member.
Is this card a credit card?
No, you must use it like an EFTPOS/Debit card.
What is the S21 form?
This is basically a 100 points ID check form you would normally need to do if you open a bank account or apply for a credit/debit card in Australia. You simply need to identify your self in front of a referee (like a Justice of Peace or other), who confirms that he or she viewed your ID. This is a standard requirement for financial transactions in Australia and you should do it as soon as possible if you are planning to deposit more then $1000 onto your card.
Do I need to fill out the S21 form?
Yes, if your balance goes over $1,000.
How do I activate/register my card?
In most cases, your card will be active and ready for use when you receive it. You can register your personal details against your card, you can do this through the profile page in this website.
How do I check my balance online or login to my account?
You can do that by clicking on the 'Access Card Account' link.
Can I change my pin?
No.
How do I change my passcode?
Please login into your account and change your passcode there.
What should I do if I have forgotten my passcode?
You will email your card number and your passcode will be reset.
What is the S21 form (Reference by an Acceptable Referee)?
A form that should be filled out and sent to the address listed to provide valid authentication details of the card holder. The form is not required when you order a card, but needs to be submitted if you are planning to deposit more then $1000 onto your card.
I have lost my PIN/Card, what can I do?
Please email you card number and your details and a replacement card can/will be issued.
Which account should I choose when at the ATM or using EFTPOS?
Savings or Cheque. Both will work.
How can I load my card with money?
Please go to Card Loading page to see the list of all available loading methods.
What is my card number, customer number, passcode and PIN?
Your card number is the 16-digit number that appears on your card. Your customer number appears at the top of the login screen, Your passcode and PIN are the 2 numbers issued with your card. Your card number and passcode will be verified for security when you sign in online or by telephone. Your PIN is used at ATM's and POS.
Can I use the online service when I am away from home?
You may access your account online from any PC with an Internet connection.
I get an error message when trying to access my card account online. What should I do?
For this and all other technical questions please call Technical Support and have your card number ready.
Is it possible to transfer funds from my PayPal account to the card?
ch card has a BSB and the account number attached to it, so if you have a PayPal account, you should be able to transfer funds to your card just like to your normal Australian bank account.
Schedule of Fees
Australian ATM Debit Card
Schedule of Fees for Australian ATM Debit Card is also available as PDF file.
| ID | Service and Description | Currency | Fee or Info |
| Australian ATM Debit Card Includes shipping by ordinary mail. | USD | 100 | |
| Expiry date The card is replaced after the expiry for US $20. Same fee applies if card is lost or stolen. | USD | May 2010 | |
| Express courier fee Courier can be DHL, FeDeX, UPS or others. | USD | 130 | |
| Monthly Fee | AUD | 2 | |
| Inactive card fee (after 180 days) | AUD | 10 | |
| Account Closing | AUD | 12 | |
| Lost Card Replacement | AUD | 25 + postage | |
| ATM Withdrawal (Australia) | AUD | 2.5 | |
| ATM Other (Australia) | AUD | 1.5 | |
| ATM Withdrawal (International) | AUD | 4.5 | |
| ATM Other (International) | AUD | 2 | |
| POS purchase (Australia) | AUD | 0.75 | |
| POS Other (Australia) | AUD | 0.75 | |
| POS purchase (International) | AUD | 4 | |
| POS Other (International) | AUD | 1.5 | |
| Card loading through Australian post | AUD | 2 | |
| Card loading by Bill Express | AUD | 2 | |
| Card loading by Paypal 1-5 business days | AUD | 2%, minimum AUD $5 | |
| Card loading by Pay Anyone from Bank | AUD | 0.4 | |
| Card loading by BPay 24-48 hours, however, funding time frame can be longer on weekends and public holidays. | AUD | 1.5 | |
| Card loading by E-gold | AUD | 3%, minimum AUD $5 | |
| Card loading by local bank transfer 24 hours, however, funding time frame can be longer on weekends and public holidays. | AUD | 0.4 | |
| Card loading by wire transfer Each card has a separate bank account which allows direct funding via banks in Australia. However overseas wire transfers have to be sent to supporting corporate account and the last 7 digits of the card noted in the memo of the wire. | AUD | 0.4 | |
| Card unloading by direct debit | AUD | 0.5 | |
| Card unloading by paying anyone | AUD | 1.3 | |
| Card unloading by card to card transfer | AUD | 1 | |
| IVR Balance Inquiry | AUD | 0.6 | |
| IVR Card to card transfer | AUD | 0.6 | |
| IVR card to bank transfer | AUD | 1.5 | |
| Bpay service fee | AUD | 1.5 | |
| Card to card transfer Instant funding | AUD | 1 | |
| Loading by Australian postal deposit with the card same day funding, however funding time frame can be longer on weekends and public holidays. | AUD | 19 | |
| Check or money order drawn on Australian bank 3-5 business days. The checks need to be written to supporting company and the card number written on the back of the check. | AUD | 5 | |
| Loading by international check Up to 6 weeks. The checks need to be written to supporting company and the card number written on the back of the check. | AUD | 50 | |
| Card to bank transfer 1-2 business days | AUD | 0.50 | |
| Pay Anyone from card 1-2 business days | AUD | 1.3 |
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