US Bank Account for non U.S. Residents and Companies

US Bank Account for non U.S. Residents and Companies

Thetabiz Corporation can effectively help and assist non US citizens and non U.S. companies and U.S. companies held by non U.S. citizens to apply and to get the US bank account as individual account or company account.

Thetabiz Corporation has several different solutions for U.S. banking for non U.S. citizens or non U.S. companies or U.S. companies held by non U.S. citizens:

• Eight main solutions for U.S. banking for non U.S. residents
• US Bank Account for non U.S. Residents and Companies - Introduction
• Personal Internet Banking Features
• View balances of your US bank account
• Pay bills (free) from your US bank account
• eStatements (new), feature of your US bank account
• Transfer funds from and to your US bank account
• Track purchases from your US bank account
• View Check Image
• Create registers with your US bank account
• Financial software for your US bank account
• Customer service for your US bank account
• Business Internet Banking
• Up-To-Date Account Information At Your Fingertips
• Transfer Funds The Easy Way
• Save Time, Save Money
• Feel Secure
• Security is Our Top Priority
• Business Internet Banking has never been more convenient!
• US Bank Account for non US Residents Frequently Asked Questions

Eight main solutions for U.S. banking for non U.S. residents

1. Solutions for U.S. bank account for people and companies in South America, for individuals and companies regardless of where incorporated.

2. Solutions for people located in well known or economically known countries, as individual U.S. bank account or business bank account for the non U.S. company, but also for the U.S. company held or managed by non U.S. resident.

3. Solutions for individual U.S. bank account, with several banks, including various credit and debit card and Internet banking.

4. Solutions for individuals with deposit of US $50,000 to account for invidual purposes. If the average balance falls below the amount of US $50,000, the bank will charge the account maintenance fee in amount of US $50 per month; otherwise the account maintenance would be free of charge.

5. Solutions for individuals or companies, either foreign companies or U.S. companies held by non U.S. residents, with the average balance of US $100,000 on the U.S. account, with several banks, for individuals or companies.

6. Solutions for individuals or companies with the average balance of US $500,000 on the U.S. bank account, for companies or individuals, independent of the country of the residency.

7. Solutions for companies which are 3 years in business, foreign or U.S. company, but which make trade of goods and not digital services.

8. Solutions to get U.S. bank account which is only for withdrawal purposes, withdrawal being performed by the credit or debit card for the US based company held by non U.S. resident.

All of the above solutions can be used to accept Paypal and other payments from U.S. companies, such as payments from the merchant account. Some of the solutions offer only withdrawal and some solutions don't have international wire transfers online, but such transfers can be done by fax or phone. Almost all above solutions offer Internet banking and debit cards and U.S. bank to bank transfers through the ACH (Automated Clearing Houses) system.

Our assistance and active help consist of actually talking with the banks and preparing your applications and helping you get the bank account. Our assistance is unlimited, and is part of our Thetabiz™ Global Bank Account Service. Any additional pages and descriptions of U.S. bank accounts are actually additional description of our Thetabiz™ Global Bank Account Service. Some of the above offered solutions incur additional expenses to us, but we cover the first expense for the client.

US Bank Account for non U.S. Residents and Companies - Introduction

We have got a bunch of new customers, non-US citizens, seeking for the US bank account. Many US banks, based on requirements of USA Patriot Act quits their contracts for US bank accounts with customers who are not US citizens.

The section 312 of the USA Patriot Act declares what the due dilligence is to be for correspondent accounts and private banking accounts in USA for non-US citizens. In general each financial institution in USA which establishes, maintains, administers, or manages a private banking account or a correspondent account in the United States for a non-United States person, including a foreign individual visiting the United States, or a representative of a non-United States person shall establish appropriate, specific, and, where necessary, enhanced, due diligence policies, procedures, and controls that are reasonably designed to detect and report instances of money laundering through those accounts.

There are some additional standards for certain correspondent accounts which apply to correspondent account which is requested or maintained by, or on behalf of, a foreign bank operating under an offshore banking license or under a banking license issued by a foreign country that has been designated as noncooperative with international anti-money laundering principles or procedures by an intergovernmental group or organization of which the United States is a member, with which designation the United States representative to the group or organization concurs or by the Secretary of the Treasury as warranting special measures due to money laundering concerns.

The enhanced due diligence policies, procedures, and controls for above accounts shall, at a minimum, ensure that the financial institution in the United States takes reasonable steps to ascertain for any such foreign bank, the shares of which are not publicly traded, the identity of each of the owners of the foreign bank, and the nature and extent of the ownership interest of each such owner and to conduct enhanced scrutiny of such account to guard against money laundering and report any suspicious transactions and to ascertain whether such foreign bank provides correspondent accounts to other foreign banks and, if so, the identity of those foreign banks and related due diligence information.

Further, US banks are required to keep minimum standards for private banking accounts. If a private banking account is requested or maintained by, or on behalf of, a non-United States person, then the due diligence policies, procedures, and controls required shall, at a minimum, ensure that the financial institution takes reasonable steps to ascertain the identity of the nominal and beneficial owners of, and the source of funds deposited into, such account as needed to guard against money laundering and report any suspicious transactions under subsection and to conduct enhanced scrutiny of any such account that is requested or maintained by, or on behalf of, a senior foreign political figure, or any immediate family member or close associate of a senior foreign political figure that is reasonably designed to detect and report transactions that may involve the proceeds of foreign corruption.

The term `private banking account means an account (or any combination of accounts) that requires a minimum aggregate deposits of funds or other assets of not less than $1,000,000 and is established on behalf of 1 or more individuals who have a direct or beneficial ownership interest in the account and is assigned to, or is administered or managed by, in whole or in part, an officer, employee, or agent of a financial institution acting as a liaison between the financial institution and the direct or beneficial owner of the account.

That seems to be a lot of work for US banks, so many of them rather decide to make policies or internal rules to not accept non-US citizens any more. Thus many non-US citizens get their US bank accounts closed and need to find a new US bank which would accept them.

There are STILL US banks which accept non-US citizens to open the US bank account. Thetabiz Corporation will assist any of them to get the US bank account for the fee of 400 USD payable in several different ways: Western Union, postal money order, ACH transfer, SWIFT international wire transfer, Paypal and in many other ways.

Thetabiz Corporation is happy to be able to provide you with personal and business US bank account for non-US residents. The US bank account introduction is 400 USD.

The Bank to Bank Transfers service allows you to transfer funds between your US bank accounts and those you own at other U.S. banks or worldwide, credit unions and select brokerages.

Personal Internet Banking Features

Your Personal Internet Banking benefits include:

• FREE online Bill Pay for all Personal Internet Banking users.
• View your account balances and transactions.
• Transfer funds between your US bank accounts quickly.
• Transfer money between your US bank accounts and those you own at other U.S institutions with the new B ank to Bank Transfers service.
• Peace of mind with the $0 Liability, Online Guarantee.
• View eligible statements online.
• View the front and back of your posted check images, online!
• Use Your Money or Quicken software.
• Popular Debit or Credit Card and ATM card for credit card payments.
• PayPal enabled bank account.

Bank online with confidence, 24 hours a day, 7 days a week. Personal Internet Banking and Bill Pay are free services for all customers and come with the $0 Liability, Online Guarantee to help keep you protected online. Contact us today and take advantage of all these great features:

View balances of your US bank account

Track your US bank account balances and any transactions made on your deposit accounts, loans, credit cards, and your mortgage!

Pay bills (free) from your US bank account

You can pay virtually all your bills and anyone in the United States all online, anytime, without checks, stamps or trips to the post office and it's guaranteed* to arrive on time. Bill Pay is a FREE service for all Personal Internet Banking customers and is backed by the $0 Liability, Online Guarantee against unauthorized access.

As a Bill Pay customer, you can also sign-up for EasyView. With one log-in and one password, EasyView gathers all your US and other US bank accounts onto one page to give you total online account management. EasyView is also a free service for Personal Internet Banking Bill Pay customers.

eStatements (new), feature of your US bank account

You can receive your personal checking and saving account(s) statements online through Personal Internet Banking. You will get instant availability to view your statements online and you will have the ability to download and save a copy of your eStatement. Eliminate paper and clutter, reduce waste and conserve resources.

Transfer funds from and to your US bank account

You can use the 'Transfer Funds' feature to move money between your US checking, savings, credit card, line of credit accounts, even your Home Equity. The Transfer Funds feature is also used pay your bank accounts; It's easy and gets your US bank accounts paid fast!

And beginning February 7, 2005, the new Bank to Bank Transfers service will be available to Personal Internet Banking customers. Bank to Bank Transfers allows you to move your money between your bank accounts and those you own at other U.S. banks, credit unions and brokerages. You can access the new service right from your Internet Banking menu.

Track purchases from your US bank account

Track and search for transactions from your last twenty-four months or two years of deposit bank statements. You can also search for credit card transactions from the last twelve statement periods for your credit accounts, and the last twenty-four months or fifty transactions for mortgage accounts.

View Check Image

Internet Banking customers enrolled in the RecordCheck service can view and print the front and back of their posted check images, right online! Visit the FAQs section of Internet Banking for more information on check images.

Create registers with your US bank account

Create an online "Register" for your eligible checking and savings accounts. You can keep a running balance of your banking activity, track spending, reconcile your accounts, and generate reports. And, it's a free service. Check out the Demo or the FAQs for more information.

Financial software for your US bank account

Use your Microsoft Money or Quicken software to directly connect to Internet Banking or to download your account transactions.

Customer service for your US bank account

Apply for select US bank products and services, request a Credit Card line increase, request copies of checks or statements online, request a Stop Check, order additional checks, report a Bill Pay problem or e-mail Customer Service anytime for information on products and services.

Money is a registered trademark of Microsoft Corporation. Quicken is a registered trademark of Intuit Corporation.

(*) The US bank will bear the responsibility for any late-payment-related charges should an online bill payment arrive after its due date as long as you scheduled the transaction in accordance with the US Bank Personal Internet Banking terms and conditions. This guarantee does not apply to business customers using bill pay.

Business Internet Banking

Business Internet Banking with the US bank combines the speed, ease, and convenience of round-the-clock online banking with powerful security and monitoring features that give you peace of mind:

Up-To-Date Account Information At Your Fingertips

• Access current account information today
• Get details of financial transactions
• View up-to-date account summaries and account balances for checking, savings, certificates of deposit, line of credit, overdraft, commercial mortgage, loans and investments
• View up to the last 24 statements
• New! View images of checks that have been presented for payment
• New! View your Deferred Funds (1-Day, 2-Day, and 3-Day values) for deposit checking accounts

Transfer Funds The Easy Way

• Make transfers between bank accounts without going to the bank - do it from the office, your home offic e or while on the road.
• Authorize one or more employees to do the work.
• Business Internet Banking is available 24 hours a day, 7 days a week.

Save Time, Save Money

• Avoid late charges or missed discounts.
• Plan transactions and send payment instructions in advance.
• There are no checks to sign and you take control of your transactions.
• With our Bill Pay and ACH services you can pay virtually anyone, anywhere in the US.
• Use our Wire Paments service to send high-value or time-critical payments in 13 currencies.

Feel Secure

• US bank Business Internet Banking gives you complete control over who has access to your bank accounts and how much authority they have.
• Reporting features give you a complete audit trail of account activity, too.

Security is Our Top Priority

Your security is very important to the bank and while they are constantly upgrading measures to protect you, it is important for you to take appropriate steps to protect yourself.

Business Internet Banking has never been more convenient!

You can get more informations if you write contact us by clicking below link.

US Bank Account for non US Residents Frequently Asked Questions

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